The most effective investment portfolio begins with a written plan. At WealthTrust-Arizona, your plan will define your objectives for all aspects of your present and future financial life. In addition, it will lay out a thoroughly researched investment strategy including an asset allocation designed to achieve your goals.
Investment Process
1. Clarify the Client's Current Situation
Collect and assess relevant financial data and explore and understand each client's values, lifestyle and attitudes.
2. Asset Allocation*
Asset allocation is one of the most important factor in achieving successful investment results. Based on Nobel Prize winning Modern Portfolio Theory, our asset allocation process begins with the evaluation of each client's individual goals and objectives. We consider:
- Liquidity Needs
- Time Horizon
- Tax Issues
- Return Expectations
- Risk Tolerance
- Asset constraints
Your asset allocation will consistently seek appropriate diversification as we regularly monitor and adjust your portfolio's allocation to adhere to your written investment plan.
3. Develop Investment Policy
We will provide each client a written investment policy presenting our specific recommendations. We will identify barriers that might impact the achievement of financial goals and offer solutions for any gaps or weaknesses we uncover in our comprehensive review and analysis. Implementation will not occur until you understand and endorse your written plan.
4. Investment Policy Implementation
In addition to our proprietary managed equity and fixed income strategies, our clients enjoy an open architecture platform providing access to other external institutional managers and investment strategies including:
- Specialty Equity Strategies - We actively search for outstanding investment talent in strategies and sectors that complement a traditional portfolio as a way to bring additional value to our client's investment strategies.
- Alternative Investments - We provide access to alternative investment strategies such as real-estate, managed futures, private equity, and other alternative strategies.
5. Regularly Review, Monitor and Revise
We consistently monitor our client's progress to enhance the achievement of their investment and planning goals. Regular meetings with our clients are essential to review any changes in life or economic conditions and revise their written plan accordingly.
